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Therapy in Arkansas: Costs, Licensing & How to Find Help

A guide to therapy in Arkansas — costs, licensing, telehealth rules, and how to find a therapist.

7 min readData updated: March 27, 2026

$122

Avg. session cost

#44

MH ranking (of 51)

160

Providers per 100K

9.6%

Uninsured rate

Therapist Licensing Requirements

Overseen by the Arkansas Board of Examiners in Counseling.

CredentialTitleSupervised HoursRequired Exams
LPCLicensed Professional Counselor3,000NCE, NCMHCE
LCSWLicensed Certified Social Worker3,000ASWB Clinical
LMFTLicensed Marriage and Family Therapist3,000MFT National Exam
Licensed PsychologistLicensed Psychologist4,000EPPP

Therapy Costs in Arkansas

The average therapy session in Arkansas costs $122$53 below the national average of $175. Online therapy is typically 15% less.

Metro AreaAverageRange
Little Rock$128$95–$165
Fayetteville$118$90–$155

Telehealth Rules in Arkansas

PSYPACT Member (since 2021)

PSYPACT member state. Non-PSYPACT providers must be licensed in Arkansas. The state requires therapists to follow informed consent requirements specific to telehealth.

Audio-only therapy: Allowed

Medicaid telemental health: Covered

Consent: Informed consent required; parental or guardian consent required for therapy services involving minors.

Insurance & Parity in Arkansas

Parity enforcement: moderate

Medicaid expanded: Yes (26 session annual cap)

Typical in-network copay: $20–$45

Major insurers: Arkansas Blue Cross Blue Shield, Ambetter, QualChoice, UnitedHealthcare

State Insurance Commissioner

Crisis Resources in Arkansas

Arkansas Division of Aging, Adult, and Behavioral Health Services

Crisis Lines

988 Suicide & Crisis Lifeline988
Arkansas Crisis Center1-888-274-7472

Notable Programs

  • Arkansas Community Mental Health Centers provide outpatient, crisis, and residential services in every region.
  • The Arkansas CARES program offers community-based mental health support for children and families.
  • Arkansas PAX Good Behavior Game is a statewide school-based prevention program for youth mental health.

Therapy Landscape in Arkansas

Arkansas faces significant mental health workforce challenges. The state consistently ranks among those with the fewest psychologists and psychiatrists per capita, and many rural counties are designated mental health professional shortage areas. Despite this, the state has made strides in expanding access through telehealth and community health centers. Average therapy session costs in Arkansas range from $100 to $175 without insurance — lower than the national average, reflecting the state's lower cost of living. Arkansas Medicaid covers outpatient mental health services, and the state's Marketplace plans generally include behavioral health benefits. Organizations like the Arkansas Counseling Association help connect residents with licensed providers across the state.

Finding a Therapist in Arkansas

Arkansas licenses several categories of mental health providers, including licensed professional counselors (LPCs), licensed clinical social workers (LCSWs), licensed psychologists, and licensed marriage and family therapists (LMFTs). The Arkansas Psychology Board and the Board of Examiners in Counseling oversee credentialing. Telehealth has become a critical access point, especially for residents in rural areas of the Delta region and the Ozarks where in-person providers are scarce.

For common concerns like anxiety and depression, cognitive behavioral therapy (CBT) is widely available across the state and is a strong starting point for most people new to therapy.

Out-of-pocket therapy sessions in Arkansas typically cost $100 to $175. With insurance, copays usually range from $15 to $40. Community mental health centers may offer sliding-scale fees.

Yes. Arkansas Medicaid covers outpatient mental health services including individual therapy, group therapy, and psychiatric medication management.

Many rural Arkansas counties have a shortage of mental health providers. Telehealth has helped bridge this gap, and federally qualified health centers in underserved areas often include behavioral health services.

Look for LPC, LCSW, licensed psychologist, or LMFT. All are regulated by state licensing boards and require supervised clinical hours and ongoing education.

Yes. Arkansas permits telehealth for mental health services and has maintained expanded telehealth policies. Both private insurers and Medicaid cover telehealth therapy sessions.

Licensing and Credentials in Arkansas

Arkansas licenses several categories of mental health professionals. Licensed Professional Counselors (LPCs) are the most common credential, regulated by the Board of Examiners in Counseling. Licensed Certified Social Workers (LCSWs) are overseen by the Social Work Licensing Board. Licensed Psychologists hold doctoral degrees and are regulated by the Arkansas Psychology Board. Licensed Marriage and Family Therapists (LMFTs) are also available but in smaller numbers.

Licensed Associate Counselors (LACs) are pre-licensed professionals working under supervision — they can be a good option for more affordable therapy. Always verify credentials through the appropriate Arkansas licensing board before starting treatment.

Teletherapy Laws in Arkansas

Arkansas permits telehealth for mental health services and has maintained expanded telehealth policies that took effect during the pandemic. Both private insurers and Medicaid cover telehealth therapy sessions. Video and audio-only sessions are permitted, though some insurers may prefer video.

Arkansas participates in PSYPACT, allowing psychologists from other member states to treat Arkansas residents via telehealth. For counselors and social workers, providers generally must hold an Arkansas license. Telehealth is especially important in the Delta region and the Ozarks, where in-person providers are scarce and travel distances can be significant.

Medicaid and Insurance Coverage in Arkansas

Arkansas Medicaid covers outpatient mental health services including individual therapy, group therapy, and psychiatric medication management. The state expanded Medicaid through the Arkansas Works program, which uses federal funds to provide private insurance to low-income adults rather than traditional Medicaid coverage.

Major private insurers in the state include Arkansas Blue Cross Blue Shield, QualChoice, and Ambetter. Mental health parity laws require that therapy benefits be covered at the same level as medical benefits. For more on navigating insurance for therapy, see our how to pay for therapy guide.

Cost of Therapy in Arkansas

Arkansas is one of the more affordable states for therapy. Out-of-pocket sessions typically cost $100 to $175, well below the national average. Insurance copays usually range from $15 to $40. Community mental health centers may offer sliding-scale fees as low as $10 to $25 per session.

University training clinics at the University of Arkansas and the University of Central Arkansas offer reduced-rate therapy with supervised graduate students. Open Path Collective also connects Arkansas residents with affordable providers. For a nationwide comparison, see our therapy cost by state guide.

Crisis Resources in Arkansas

If you or someone you know needs immediate help:

  • 988 Suicide and Crisis Lifeline — Call or text 988 for 24/7 support
  • Arkansas Crisis Center — 1-888-274-7472
  • NorthWest Arkansas Crisis Stabilization Unit — 479-695-0094
  • UAMS Psychiatric Research Institute — 501-526-8100 for urgent psychiatric needs

Arkansas's community mental health centers also provide crisis intervention services across the state.

How to Get Started with Therapy in Arkansas

Here is how to take your first steps toward therapy in Arkansas:

  1. Check your insurance — Contact your insurer for a list of in-network mental health providers. If you are on Arkansas Works (Medicaid), your managed care plan includes behavioral health coverage.
  2. Reach out to a community mental health center — If you are uninsured or cost is a barrier, these centers offer services on a sliding-scale basis throughout the state.
  3. Search online directories — Psychology Today and Open Path Collective can help you find providers by specialty, location, and insurance accepted.
  4. Prioritize telehealth — If you live in a rural area, virtual therapy significantly expands your options. Many Little Rock-based therapists see clients across the state via video.
  5. Schedule a consultation call — Most therapists offer a free initial phone call to discuss your needs and determine fit.

For a complete walkthrough, visit our how to find a therapist guide or our therapy for beginners guide.

Access to therapy in Arkansas is improving, particularly through telehealth and community-based programs. Whether you are in Little Rock or a small town in the Delta, help is available — the key is taking that first step and reaching out.

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